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Terms of Service

Last updated: December 30, 2025

1. Acceptance of Terms

By accessing or using YieldMirror ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

2. Description of Service

YieldMirror is a portfolio monitoring and analysis tool that helps investors track their investment performance, analyze risk metrics, and receive AI-powered insights. The Service includes:

  • Connection to brokerage accounts via SnapTrade
  • Portfolio performance tracking and analytics
  • Risk monitoring and alerts
  • AI-generated analysis reports

3. Account Registration

To use the Service, you must:

  • Be at least 18 years old
  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access

4. Subscription and Payment

4.1 Pricing

The Service is offered on a subscription basis at $12/month or $120/year. A 7-day free trial is available with a valid payment method.

4.2 Billing

Payments are processed by Paddle, our merchant of record. By subscribing, you authorize Paddle to charge your payment method on a recurring basis.

4.3 Cancellation

You may cancel your subscription at any time. Access continues until the end of the current billing period. No refunds are provided for partial months.

4.4 Free Trial

The free trial requires a valid payment method. If you don't cancel before the trial ends, you will be automatically charged for the subscription.

5. Acceptable Use

You agree not to:

  • Use the Service for any illegal purpose
  • Attempt to gain unauthorized access to our systems
  • Reverse engineer or copy our Service
  • Share your account with others
  • Use automated tools to access the Service (except as permitted)
  • Interfere with the proper functioning of the Service

6. Intellectual Property

All content, features, and functionality of the Service are owned by YieldMirror and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, or distribute our content without permission.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. We do not guarantee that the Service will be uninterrupted, error-free, or secure.

IMPORTANT: YieldMirror is NOT a financial advisor. The information and analysis provided are for informational purposes only and should not be considered investment advice. Always consult with a qualified financial professional before making investment decisions.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YIELDMIRROR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR INVESTMENT LOSSES.

Our total liability shall not exceed the amount you paid for the Service in the 12 months preceding the claim.

9. Indemnification

You agree to indemnify and hold YieldMirror harmless from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

10. Third-Party Services

The Service integrates with third-party services including SnapTrade, Paddle, and others. Your use of these services is subject to their respective terms and privacy policies. We are not responsible for third-party services.

11. Data and Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

12. Termination

We may suspend or terminate your account at any time for violation of these Terms or for any other reason at our discretion. Upon termination, your right to use the Service ceases immediately.

13. Changes to Terms

We may modify these Terms at any time. Material changes will be communicated via email or through the Service. Continued use after changes constitutes acceptance of the new Terms.

14. Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.

15. Dispute Resolution

Any disputes arising from these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

16. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.

17. Contact

For questions about these Terms, contact us at:

Email: hello@yieldmirror.app